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The Surprising Reaction to Our Early Retirement

The Surprising Reaction to Our Early Retirement When we told our friends about our decision to ‘retire early’, we had all sort of reactions. Envy, happiness, sadness, incredulity, stress, and so on. These reactions didn’t surprise us; in a way they...

How some Hackers Kickstarted our Saving Habit

How some Hackers Kickstarted our Saving Habit I’m not that good at remembering events. However I do recall exactly how we started saving money – and it all started by chance back in 2007.  It all started when a credit card got hacked …and it...
The 4% Rule: great in theory, not in practice

The 4% Rule: great in theory, not in practice

The 4% Rule: great in theory, not in practice Before retiring, I read a lot about the ‘Safe Withdrawal Rate’. I created lots of Excel sheets to check whether the mythical 4% would work for us. Apparently, it would. Happy days! Then we actually retired, and...
Rich and unhappy: the curse of lottery winners

Rich and unhappy: the curse of lottery winners

Rich and unhappy: the curse of lottery winners At first, it’s difficult to see any similarities between winning lots of money at the lottery, and retiring early. In fact, the two events look almost diametrically opposed: win the lottery, and you’ll have...
Can early retirement be too late?

Can early retirement be too late?

Can early retirement be too late? Can early retirement be too late? Everyone in the FIRE community seems worried about the exact opposite: “Am I retiring too early?”. Changing is difficult. We know what we are leaving behind, but we don’t know what...

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