Select Page

Market Crash and the Importance of Being Flexible

Market Crash and the Importance of Being Flexible The recent market crash has made us realise how important it is to be ready for a sudden downturn. Being ready, in this case, means both financially and psychologically. 2 years worth of cash A key component of our...

Early Retirement during COVID-19

Early Retirement during COVID-19 It’s day 14 of our lockdown, here in Spain. Shops and schools are closed, and restrictions are in place so that basically everyone (with a few exceptions) has to stay at home. This pandemic has taken the world by surprise....

The Surprising Reaction to Our Early Retirement

The Surprising Reaction to Our Early Retirement When we told our friends about our decision to ‘retire early’, we had all sort of reactions. Envy, happiness, sadness, incredulity, stress, and so on. These reactions didn’t surprise us; in a way they...

The strange way we started saving money

The strange way we started saving money I’m not that good at remembering events. However I do recall exactly how we started saving money – and it all started by chance back in 2007.  It all started when a credit card got hacked …and it wasn’t...
The 4% Rule: great in theory, not in practice

The 4% Rule: great in theory, not in practice

The 4% Rule: great in theory, not in practice Before retiring, I read a lot about the ‘Safe Withdrawal Rate’. I created lots of Excel sheets to check whether the mythical 4% would work for us. Apparently, it would. Happy days! Then we actually retired, and...
Rich and unhappy: the curse of lottery winners

Rich and unhappy: the curse of lottery winners

Rich and unhappy: the curse of lottery winners At first, it’s difficult to see any similarities between winning lots of money at the lottery, and retiring early. In fact, the two events look almost diametrically opposed: win the lottery, and you’ll have...

Pin It on Pinterest